03 8680 2409

0488 787 299

q, in summary

2023, Was a big year for us at Q Finance. From our inception in June, 2022 we have strived to provide the best service to our clients. We came in to the industry with over 50+ years combined in finance, across all our team members. We will use our vast experience and expansive lender and product panel to ensure you are getting the best deal any time you deal with us at Q. 

256

Customers

64

Lenders

585

products

50

years of EXPERIANCE

What we do...

We are an Australian Credit Licenced financial firm from Melbourne here to help you achieve all you financial goals and objectives.


We are capable in providing you lending and financial assistance with any endeavour you may wish to proceed with. Here's a closer insight into the types of loan we deal with.


Residential Home Loans

55%

Commercial Loans 

30%

Asset Finance 

8%

SMSF Loans 

5%

AGRI Business

2%

how we can help you

OUR  LENDER PANEL

OUR TEAM

Jessica Radzikowski

Director

john roney

Senior Loan Writer

Sam Davis

Senior Advisor

 

Reviews

Jess and the team were awesome. They made refinancing my loan so easy and made a very stressful period in my life easier. Thank you so much guys, cant recommend you enough.


Blair M

Client

Securing my commercial loan was a breeze with Q Finance Group. They went out of their way to ensure I was informed every step of the process .


Irene V

Client

Looking for a reliable mortgage broker? Look no further than Jess and the Q team! My partner and I had a fantastic experience working with Jess. She expertly guided us throughout the entire process, addressing all of our questions with patience and reliability. We highly recommend Jess to anyone in need of a trustworthy mortgage broker.


Darren U

Client

FRQUENTLY ASKED QUESTIONS

A mortgage broker is a professional who serves as an intermediary between borrowers and lenders in the home loan process. They work with various financial institutions to find the right mortgage for their clients. Their main role is to help borrowers negotiate and secure the best mortgage deal based on their financial situation and credit history. They also guide clients throughout the entire mortgage application process, providing them with advice and support. Mortgage brokers have in-depth knowledge of the mortgage market and can help borrowers find the most suitable loan options. They are an invaluable resource for those looking to purchase a new home or refinance an existing one.

At our company, we pride ourselves on assisting clients in finding the perfect loan for their needs. We understand that making financial decisions can be overwhelming, which is why we provide thorough comparisons and guidance. We prioritize choice, support, and convenience, ensuring that you have all the information you need to make the best decision for you. And of course, we are not limited to the products of an individual bank.

When it comes to choosing between a fixed rate or variable rate, it ultimately depends on your personal preferences and financial situation. A fixed rate offers stability and peace of mind with a set interest rate throughout the duration of your loan. On the other hand, a variable rate may fluctuate and potentially save you money in the long run. We will show you the pros and cons taking into consideration each individuals circumstances so you can make the best and most informed decision.

It can be difficult to give a definitive answer without fully understanding your specific situation. To get a better understanding of your options, please give us a call and one of our experts will guide you through the process. Alternatively, you can also use our online calculators to get an idea of the numbers for yourself.
At Q, we handle interstate transactions for our customers, but only within Australia. We have a strong presence in the country and are equipped to provide seamless services for our clients across states. Rest assured, our team is well-equipped to meet your needs, no matter where you are located within Australia.
No! We understand the importance of protecting your financial interests, and that is why we take our responsibilities in the mortgage and finance brokering industry seriously. Our services are governed by the National Consumer Credit Protection Act (NCCP), which ensures that ethical and professional standards are upheld. You can trust us to provide transparent information on loan options and our commission.
At Q, we understand that finding the right home loan can be overwhelming with so many options available. That's where we come in - our passion is to strategically assist you in finding the best home loan that caters to your individual needs. Trust us to guide you towards your dream home.
The requirements for a deposit when applying for a loan may vary depending on your individual circumstances and the policies of the lender. For those with a strong credit history and a stable employment, some banks may only ask for a 5% deposit, provided that your income is deemed sufficient to cover the loan repayments.

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The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only. *Your broker may charge a fee to cover additional time required by their team. Any fees will be discussed with you in advance so you can make an informed decision before proceeding with your application. ALL RIGHTS RESERVED Q FINANCE GROUP PTY LTD ACL 542538